Is a FinTech, finance or technology entity?
The question arises whether fintech firms should expect regulators to confer upon them the status of mainstream financial institutions, such as banks
Highlights
- Fintech firms combine financial services and technology to deliver better solutions to consumers
- Regulator reforms, public digital infrastructure have enabled Indian fintech firms to evolve and grow rapidly
- Regulators want pragmatism, efficient risk management and discipline from financial entities more than innovation
- Banks are increasingly prioritizing digital investments and tie-ups with fintechs to serve customers
- Fintech firms can also evolve as future competition to banks
The term “fintech” denotes the convergence of financial services and technology, leveraging technological advancements to deliver financial solutions to
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